Looking for a belated Christmas gift? Thinking that 2012 is the year to make the leap into home ownership? Consider extremely low mortgage rates as your gift to buy a new home in the new year! It may be hard to believe, but rates are dropping below their previous record lows! Check out these rates:
30 Year Fixed Rate Mortgage: 3.91% -- This is an all-time record low and down .9% from last year.
15 Year Fixed Rate Mortgage: 3.21% -- A .94% decrease from last year.
5 Year Adjustable Rate Mortgage: 2.85% -- This is .9% lower than last year's rate
1 Year Adjustable Rate Mortgage: 2.77% -- A .63% decrease from last year
Read the full Freddie Mac article for more information.
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